lifeoptions – NVZ Insurance

Life

March 14, 2018 Naomi Leave a comment lifeoptions

Whether you like surfing waves or surfing TV channels, get life insurance with the least exclusions in the industry and secure your family’s future if you pass away.

Quick and Easy Life Cover

- Life Cover upto R1.2million

- 20% CashBack after 5 years

- No medical tests required

- An additional 30% cover amount at no extra charge if you've had an HIV test in the past 12 months, and the results were negative

Get A Product Advisor To assist You

- Get Life Cover through a broker that includes;

- An interim accident benefit of up to R500 000 covers you for accidental death, from the moment you apply.

- A terminal illness benefit lets you claim 100% of your life cover in advance, if you have a year or less to live.

- It’s available to clients who are HIV positive.

- Get a 10% discount on your premiums if you’re a smoker but intend to quit within the next year.

Critical Illness Insurance

March 14, 2018 Naomi Leave a comment lifeoptions

Our critical illness insurance pays out a lump sum if you contract a serious illness, paying for lifestyle changes plus extra costs your medical aid won’t pay for.

Take care of those costs. Take care of yourself.

We don’t joke about how life-changing getting a critical illness can be. That’s why you need serious insurance that covers any lifestyle changes you need to make, as well as any extra costs your medical aid won’t pay for. Living through a serious illness isn’t only hard on you – it’s also hard on your loved ones. Get critical illness cover that pays out a lump sum that you can use any way you choose: whether it’s employing a nurse so your family can take a break, or covering extra treatment your medical aid won’t pay for.

Why choose our critical illness cover?

- You’ll be paid out a tax-free lump sum to cover costs related to your illness.

- Receive up to R7.5 million to cover any lifestyle changes and medical costs.

- It covers 57 serious illnesses including heart attacks, strokes and cancer.

- It also covers your children for all 57 illnesses, at no extra cost.

- It includes a bonus benefit that covers you if you spend time in hospital for an accident or illness not already covered

Added Benefits

Crisis Waver

- You won’t have to pay the premiums on your critical illness cover for up to 3 months if you face a serious life-changing event

- Covers you for a wide range of life-changing events including divorce, retrenchment or the death of a spouse

- Includes a cash-back benefit after every 5 claim-free years

Long-Term Care

- Covers you for full-time care with a registered frail care facility, hospice or nursing home or with a registered medical professional

- Makes monthly payments of up to R30 000 after you turn 65

- Includes a death benefit before and after you turn 65

Disability and Impairment

March 14, 2018 Naomi Leave a comment lifeoptions

Our disability cover pays you out if an accident or illness means you’re unable to work, while our impairment cover helps you make lifestyle adjustments if you’re involved in an accident.

Pay your bills. Adapt your life.

People often wonder what the difference is between disability and impairment cover. Although they’re similar, they have different roles to play when it comes to your life insurance. Let’s face it: if you weren’t able to work another day in your life – you’d need to win the lottery to cover all those bills. Our disability cover pays out a lump sum or monthly income payments if an accident or illness means you can no longer work, protecting both your finances and your family. While our impairment insurance will provide money that you can use to make adjustments to your life such as installing a wheelchair ramp in your home.