Author: Naomi

Vacancies

March 28, 2018 Naomi Leave a comment Uncategorized

We urge prospective candidates to apply for the following:


  • Financial Advisors with minimum one year experience
      If you have the will and desire to join our team,  email your CV to  info@nvzinsurance.co.za

    Subject Line must read CV for FA018 for the Financial Advisors vacancies


  • Looking for representatives or consultants registered with the FSB to offer life, investment and funeral cover products
      If you have the will and desire to join our team, email your CV to  info@nvzinsurance.co.za

    Subject Line must read CV for REP018 for representatives or consultants vacancies

 

Retirement Annuity Plan

March 14, 2018 Naomi Leave a comment retire

Save for retirement in a simple and tax efficient manner. Save in a tax-efficient method for retirement as an alternative to or in addition to saving via an employer pension or provident fund this could be the savings solution for you.


Benefits you receive

  • Tax benefits:
  • Investment returns are not subject to Capital Gains Tax, Interest Income Tax of Dividends Tax
  • Contributions are tax deductible.
  • Access to a range of Investment Portfolio options to suite your risk appetite and goals
  • Contributions are flexible, you can start and stop contributing whenever you want to with no penalties.
  • Flexibility at Retirement - up to one third of the value of your investment may be taken in cash & the balance used to purchase an annuity to pay you an income in retirement.
  • Protection of your savings by limiting your investment’s exposure to risky assets, in accordance with Regulation 28 requirements.

 

 

Provident Preservation Plan

March 14, 2018 Naomi Leave a comment retire

Preserve your existing provident fund savings in a tax efficient manner.


Benefits you receive

  • Tax benefits – Investment returns are not subject to Capital Gains Tax, Interest Income Tax of Dividends Tax
  • Access to a range of Investment Portfolio options to suite your risk appetite and goals
  • Access to capital prior to retirement, limited to one full or partial withdrawal.
  • Flexibility at Retirement – the full value of your investment may be taken in cash. Any balance not taken in cash must be used to purchase an annuity which will pay you an income in retirement.
  • Protection of your savings by limiting your investment’s exposure to risky assets, in accordance with Regulation 28 requirements.

 

Pension Preservation Plan

March 14, 2018 Naomi Leave a comment retire

Preserve your existing pension fund savings in a tax efficient manner. Preserve, save and grow the money you receive from your employer’s pension fund when you leave the company.

Benefits you receive

  • Tax benefits – Investment returns are not subject to Capital Gains Tax, Interest Income Tax of Dividends Tax
  • Access to a range of Investment Portfolio options to suite your risk appetite and goals
  • Access to withdraw prior to retirement, limited to one full or partial withdrawal.
  • Flexibility at Retirement - up to one third of the value of your investment may be taken in cash & the balance used to purchase an annuity to pay you an income in retirement.
  • Protection of your savings by limiting your investment’s exposure to risky assets, in accordance with Regulation 28 requirements.

 

Life

March 14, 2018 Naomi Leave a comment lifeoptions

Whether you like surfing waves or surfing TV channels, get life insurance with the least exclusions in the industry and secure your family’s future if you pass away.


Quick and Easy Life Cover

    • Life Cover upto R1.2million
 
    • 20% CashBack after 5 years
 
    • No medical tests required
 
    • An additional 30% cover amount at no extra charge if you've had an HIV test in the past 12 months, and the results were negative
 

Get A Product Advisor To assist You

    • Get Life Cover through a broker that includes;
 
    • An interim accident benefit of up to R500 000 covers you for accidental death, from the moment you apply.
 
    • A terminal illness benefit lets you claim 100% of your life cover in advance, if you have a year or less to live.
 
    • It’s available to clients who are HIV positive.
 
    • Get a 10% discount on your premiums if you’re a smoker but intend to quit within the next year.
 

Critical Illness Insurance

March 14, 2018 Naomi Leave a comment lifeoptions

Our critical illness insurance pays out a lump sum if you contract a serious illness, paying for lifestyle changes plus extra costs your medical aid won’t pay for.


Take care of those costs. Take care of yourself.

We don’t joke about how life-changing getting a critical illness can be. That’s why you need serious insurance that covers any lifestyle changes you need to make, as well as any extra costs your medical aid won’t pay for. Living through a serious illness isn’t only hard on you – it’s also hard on your loved ones. Get critical illness cover that pays out a lump sum that you can use any way you choose: whether it’s employing a nurse so your family can take a break, or covering extra treatment your medical aid won’t pay for.

Why choose our critical illness cover?

    • You’ll be paid out a tax-free lump sum to cover costs related to your illness.
 
    • Receive up to R7.5 million to cover any lifestyle changes and medical costs.
 
    • It covers 57 serious illnesses including heart attacks, strokes and cancer.
 
    • It also covers your children for all 57 illnesses, at no extra cost.
 
    • It includes a bonus benefit that covers you if you spend time in hospital for an accident or illness not already covered
 














Added Benefits

Crisis Waver

    • You won’t have to pay the premiums on your critical illness cover for up to 3 months if you face a serious life-changing event
 
    • Covers you for a wide range of life-changing events including divorce, retrenchment or the death of a spouse
 
    • Includes a cash-back benefit after every 5 claim-free years
 

Long-Term Care

    • Covers you for full-time care with a registered frail care facility, hospice or nursing home or with a registered medical professional
 
    • Makes monthly payments of up to R30 000 after you turn 65
 
    • Includes a death benefit before and after you turn 65
 

 

 

Disability and Impairment

March 14, 2018 Naomi Leave a comment lifeoptions

Our disability cover pays you out if an accident or illness means you’re unable to work, while our impairment cover helps you make lifestyle adjustments if you’re involved in an accident.


Pay your bills. Adapt your life.

People often wonder what the difference is between disability and impairment cover. Although they’re similar, they have different roles to play when it comes to your life insurance. Let’s face it: if you weren’t able to work another day in your life – you’d need to win the lottery to cover all those bills. Our disability cover pays out a lump sum or monthly income payments if an accident or illness means you can no longer work, protecting both your finances and your family. While our impairment insurance will provide money that you can use to make adjustments to your life such as installing a wheelchair ramp in your home.

Why choose our critical illness cover?

    • You’ll be paid out a tax-free lump sum to cover costs related to your illness.
 
    • Receive up to R7.5 million to cover any lifestyle changes and medical costs.
 
    • It covers 57 serious illnesses including heart attacks, strokes and cancer.
 
    • It also covers your children for all 57 illnesses, at no extra cost.
 
    • It includes a bonus benefit that covers you if you spend time in hospital for an accident or illness not already covered
 














Added Benefits


Crisis Waver

    • You won’t have to pay the premiums on your critical illness cover for up to 3 months if you face a serious life-changing event
 
    • Covers you for a wide range of life-changing events including divorce, retrenchment or the death of a spouse
 
    • Includes a cash-back benefit after every 5 claim-free years
 

Long-Term Care

    • Covers you for full-time care with a registered frail care facility, hospice or nursing home or with a registered medical professional
 
    • Makes monthly payments of up to R30 000 after you turn 65
 
    • Includes a death benefit before and after you turn 65
 

 

Business Cover

March 13, 2018 Naomi 25693 Comments offerz

Whether you’re an industrial manufacturing company or a tech consulting firm, our team of carefully selected brokers and partners will work hard to put together a tailored solution specifically for your business. We understand that no business is the same. That’s why we also appreciate the long-term value of giving our brokers specialist backup support and the very best in risk assessment and management.


 

Specialist Sector Insurance

  • Agriculture
  • Trucking
  • Tax Risk Insurance
  • Art & Antiques
  • Construction & Engineering
  • Film Guarantors
  • Hospitality & Tourism
  • Marine
  • Property & Energy
  • Trade & Construction
  • Drone
  • Vet Protect
  • Risk Finance
  • Trade Credit

Commercial Insurance

Our broker network offers commercial insurance solutions designed to protect your business.
  • Commercial Insurance
  • Travel Insurance

Liability Insurance

Protect your business from risks like damage to your premises and injuries to employees.
  • General Liabilities
  • Specialist Liabilities